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Michael MacFarland

Michael is a lead consultant at Laval Consultations, specializing in Securitization and Fintech.


Michael is the former Head of Operations and Chief

Architect at U.S.FINTECH and VP Chief Architect at Fannie Mae;

former Chief Architect (contractor) at Ginnie Mae; transformed the US housing  finance market by envisioning, architecting, and

operating U.S.FINTECH. U.S. fintech allowed Fannie and Freddie Mac to commingle securities, creating a shared $6 trillion liquidity pool while eliminating $400 million per year in operating costs.


Michael is the Vice Chair of the Technical Committee on Sustainability at IEEE, the world’s largest technical professional organization, and a public charity dedicated to advancing technological innovation and excellence for the benefit of humanity. 


Michael Holds a BA Electrical Engineering and Computer Science from Northwestern University 

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